Arizona Medicaid program

ALTCS Arizona: Get Paid To Care For A Family Member

Updated

The Arizona Long Term Care System (ALTCS) is Arizona Medicaid’s long-term care program. Through its attendant care benefit, a family member — an adult child, sibling, grandchild, and even a spouse in limited cases — can be hired and paid to provide the care they’re already giving.

What is ALTCS?

The Arizona Long Term Care System (ALTCS, pronounced “all-tecks”) is the branch of Arizona Medicaid — run by the Arizona Health Care Cost Containment System (AHCCCS) — that pays for long-term care. Unlike regular Medicaid, ALTCS is for people who need a nursing-home level of care but who, in most cases, would rather stay in their own home. To make that possible, ALTCS covers a package of home and community-based services (HCBS), including in-home attendant care, personal care, and homemaker services.

The part that matters most to families: ALTCS lets the member choose who provides that attendant care — and that person can be a relative. Arizona formally recognizes spouses, adult children, stepchildren, sons- and daughters-in-law, grandchildren, siblings, parents, grandparents, and in-laws as “family members” who may be paid to provide services. A daughter who has quietly been bathing, dressing, and cooking for her mother can be enrolled as her mother’s paid direct care worker.

There are two “member-directed” ways to set this up. Under Self-Directed Attendant Care (SDAC), which Arizona has offered since 2008, the member (or their legal guardian) becomes the legal employer of the caregiver — they recruit, hire, schedule, supervise, and can dismiss their own worker, including a family member. A Fiscal Employer Agent handles payroll, tax withholding, and paychecks behind the scenes. Under Agency with Choice, a licensed home-care agency and the member share those employer duties: the member still picks the caregiver, but the agency formally employs them.

ALTCS long-term care services are delivered through managed care. Most elderly and physically disabled members enroll with a Program Contractor (health plan) — as of October 2025 the ALTCS-EPD plans are UnitedHealthcare Community Plan, Banner-University Family Care, Mercy Care, and Arizona Complete Health — while members with intellectual or developmental disabilities are served by the Division of Developmental Disabilities (DDD). A case manager from that plan assesses the member’s needs and authorizes the weekly attendant care hours.

ALTCS eligibility requirements

ALTCS is one of the harder Medicaid programs to qualify for because you must clear both a medical bar and a financial bar. The person receiving care (the ALTCS member) must meet all of these — the family caregiver does not have income or asset limits of their own.

Nursing Facility Level of Care (medical)
An AHCCCS assessor must confirm the applicant needs a nursing-facility level of care. This is measured with the Pre-Admission Screening (PAS), which scores how much help the person needs with activities of daily living (bathing, dressing, eating, toileting, mobility) and any cognitive impairment. A dementia diagnosis alone does not automatically pass — the functional need must be documented.
Arizona residency and U.S. citizenship/qualified status
The applicant must live in Arizona and be a U.S. citizen or a qualified non-citizen. Care is provided in the member’s Arizona home. Caregivers generally live with or near the member.
Income limit (2026)
For 2026, the ALTCS gross monthly income cap for a single applicant is $2,982 — 300% of the SSI Federal Benefit Rate. Applicants over the cap are not automatically disqualified: an Income-Only Trust (a “Miller Trust”) can be set up to hold the excess and preserve eligibility.
Asset limit (2026)
A single applicant may keep no more than $2,000 in countable resources (bank accounts, stocks, second properties, cash). The primary home is usually exempt (up to an equity cap of roughly $750,000), as is one vehicle and personal belongings.
Spousal (community spouse) protections
If the applicant is married and only one spouse needs care, the healthy “community spouse” can keep a share of the couple’s assets — up to a maximum Community Spouse Resource Allowance of about $162,660 in 2026 — plus a monthly income allowance. These rules prevent the at-home spouse from being impoverished.
Lives in their own home (for paid family care)
The attendant care benefit that pays family members is only available to members who live in their own home (not a nursing facility). The number of paid hours is set by the ALTCS case manager based on a needs assessment and a cost-effectiveness study.

Who can — and cannot — be paid through ALTCS

Arizona is more generous than many states about paying relatives — it even allows a spouse to be paid in limited circumstances, which most states do not. But the rules differ by relationship and by which delivery model (SDAC vs. Agency with Choice) you use, so read the two columns carefully.

✓ Who CAN be paid
  • Adult children and stepchildren of the member
  • Grandchildren, siblings, and step-siblings
  • Sons- and daughters-in-law, mothers- and fathers-in-law, brothers- and sisters-in-law
  • Grandparents, and (for an adult member) parents/stepparents
  • A spouse — but only up to 40 hours/week and only through a care agency (Agency with Choice / a contracted DCW agency), not under Self-Directed Attendant Care
  • Trusted non-relatives (friends, neighbors) the member chooses to hire
✕ Who CANNOT be paid
  • A spouse who wants to be paid under the Self-Directed Attendant Care (SDAC) option — spouses are barred from SDAC
  • A spouse for more than 40 hours in any seven-day period (and the spouse plus any other worker cannot together exceed 40 hours/week)
  • A parent or legal guardian of a member who is a minor child, under the standard SDAC model (a separate, restricted Parents-as-Paid-Caregiver track exists with its own limits)
  • Anyone who has not completed AHCCCS direct care worker requirements (CPR/first aid, background check, training, Electronic Visit Verification)

ALTCS caregiver pay, hours, and overtime

There is no single statewide “ALTCS wage.” What a family caregiver earns depends on Arizona minimum wage, the local Program Contractor or agency’s rate, and the number of hours the member’s care plan authorizes. Treat the ranges below as typical, and confirm exact figures with the member’s ALTCS health plan or case manager.

Hourly pay

Most paid family caregivers in Arizona earn at or a little above the state minimum wage — roughly $14 to $18 per hour in 2025–2026, depending on the city and the agency. (Arizona’s statewide minimum wage is about $15.15/hour in 2026; some cities such as Flagstaff and Tucson are higher.) Under Agency with Choice, the plan reimburses the agency a higher rate (often $25–$35/hour) and the agency pays the worker a portion of that. Under Self-Directed Attendant Care, a Fiscal Employer Agent runs payroll and withholds taxes, and the member and worker have a bit more say over the wage within the plan’s limits. At 30–40 paid hours a week, caregiver take-home commonly lands somewhere around $1,700–$2,500 per month.

Hours and scheduling

Weekly hours are not chosen by the family — they’re set by the ALTCS case manager based on the assessed needs of the member and a cost-effectiveness study. Many members are authorized around 30 hours per week of attendant care, and non-spouse caregivers can be authorized more when the assessment supports it. The one firm ceiling is for spouses: a spouse may be paid for no more than 40 hours of attendant care in a seven-day period, and the combined hours of a spouse plus any other direct care worker also cannot exceed 40 hours/week. If a member needs more care than one caregiver can cover, additional hours can be filled by a second worker or an agency.

Overtime rules

Direct care workers are covered by federal wage-and-hour law, so hours over 40 in a workweek for a single employer are generally paid at time-and-a-half. Under Agency with Choice the agency manages overtime; under Self-Directed Attendant Care the Fiscal Employer Agent handles it and the member is expected to monitor hours so the worker does not exceed what the case manager authorized. Because a spouse is already capped at 40 hours/week, spousal overtime does not arise; families with higher needs typically add a second caregiver rather than pushing one person into overtime.

How to apply for ALTCS in Arizona

  1. Start the ALTCS application with AHCCCS. You can call the ALTCS toll-free line at 1-888-621-6880, apply online through Health-e-Arizona Plus, or visit a local ALTCS office. ALTCS applications are handled separately from regular AHCCCS Medicaid.
  2. Complete the Pre-Admission Screening (PAS) to prove medical eligibility.
    • An AHCCCS assessor (nurse or social worker) meets with the applicant, usually at home or in a facility
    • Be ready to describe daily needs — bathing, dressing, transfers, toileting, eating — and any memory or cognitive problems
    • Have doctors’ records and a medication list on hand to support the assessment
  3. Provide financial documentation for the income and asset review. Gather bank statements, proof of income (Social Security, pensions), property and vehicle records, and life-insurance details. If the applicant is over the 2026 income cap of $2,982/month, set up an Income-Only (Miller) Trust before or during the process.
  4. Get enrolled and pick your care model once ALTCS is approved. The member is assigned to a Program Contractor (ALTCS-EPD health plan) or to DDD, and a case manager builds the service plan. Tell the case manager you want a family member to provide attendant care, and choose Self-Directed Attendant Care or Agency with Choice.
    • Self-Directed Attendant Care (SDAC): you become the employer and hire your relative directly — note a spouse cannot be paid under SDAC
    • Agency with Choice: a home-care agency employs the caregiver while you still choose them — this is the route a spouse must use
  5. Have the family caregiver complete direct care worker onboarding before they start getting paid.
    • CPR and first aid certification
    • AHCCCS-approved direct care worker training (family members caring only for their own relative are exempt from the Level II specialized modules)
    • Criminal background / fingerprint check and employment paperwork (I-9, W-4)
    • Enrollment with the Fiscal Employer Agent (for SDAC) or the agency, and setup for Electronic Visit Verification (EVV)
  6. Log visits and reassess yearly. The caregiver clocks each visit through EVV; payroll runs through the Fiscal Employer Agent or agency. The case manager reviews the member’s needs at least once a year and adjusts authorized hours as the situation changes.

ALTCS Arizona frequently asked questions

Can my spouse be paid to be my caregiver through ALTCS?

Yes — and this is where Arizona is unusually generous compared with states like New York, where spouses are completely barred. Under AHCCCS policy (AMPM 1240-A), a legally responsible spouse can be paid to provide attendant care to their husband or wife, but with firm limits. First, the spouse can be paid for no more than 40 hours of care in any seven-day period, and the combined hours of the spouse plus any other worker also cannot exceed 40 hours a week. Second, the care must rise to the level of “extraordinary care” — more than what a spouse would normally do around the house. Third, and importantly, a spouse cannot be paid under the Self-Directed Attendant Care (SDAC) option; the spouse must be employed through a contracted direct care worker agency (the Agency with Choice route). The member also has to sign a “Spouse Attendant Care Acknowledgement of Understanding” confirming they know they could choose a non-spouse caregiver instead.

How much does ALTCS pay caregivers in 2026?

There is no single published ALTCS wage — pay depends on Arizona’s minimum wage, the local health plan or agency’s rate, and how many hours the member’s care plan authorizes. In practice, most paid family caregivers earn roughly $14 to $18 per hour in 2025–2026. Arizona’s statewide minimum wage is about $15.15 an hour in 2026, and cities like Flagstaff and Tucson set higher local minimums. Under Agency with Choice, the plan reimburses the agency a higher rate (commonly $25–$35/hour) and the agency pays the caregiver a share of that. Under Self-Directed Attendant Care, a Fiscal Employer Agent runs payroll and there is a little more flexibility on wage within the plan’s rules. At a typical 30–40 authorized hours per week, monthly take-home for a caregiver usually falls somewhere in the $1,700–$2,500 range. Always confirm the exact hourly rate and authorized hours with the member’s ALTCS case manager, since both are set case by case.

Can an adult child or other relative be paid to provide care?

Yes. Adult children and stepchildren are among the relatives Arizona specifically recognizes as “family members” who may be paid to provide ALTCS services, and unlike a spouse they are not capped at 40 hours a week — their hours are simply whatever the member’s assessment and care plan authorize. The same applies to grandchildren, siblings and step-siblings, sons- and daughters-in-law, mothers- and fathers-in-law, brothers- and sisters-in-law, grandparents, and (for an adult member) parents. Adult-child and other relative caregivers can be hired directly under the Self-Directed Attendant Care model, where the member is the employer, or through an Agency with Choice. The main restrictions in ALTCS apply to spouses (the 40-hour cap and no SDAC) and to parents of minor children, who fall under a separate, tightly limited track. For most families — a daughter caring for her father, a granddaughter caring for her grandmother — ALTCS is a straightforward way to get paid.

How long does ALTCS approval take?

Expect roughly 45 to 90 days, and sometimes up to three months. Federal rules give the state up to 45 days to decide a standard application (90 days for disability determinations), but real-world timelines depend on how quickly you can schedule the Pre-Admission Screening (PAS) and how complete your financial paperwork is. The two most common causes of delay are a slow-to-schedule PAS assessment and missing documents — bank statements, proof of income, property records, or trust paperwork. If the applicant is over the income limit and needs a Miller Trust, build in extra time to set that up. You can move things along by gathering everything in advance: photo ID, Social Security card, proof of Arizona residency, all financial statements, a medication list, and recent medical records that document the need for care. Once ALTCS is approved and a case manager is assigned, standing up the attendant care benefit and onboarding the caregiver usually takes another couple of weeks.

What training does an ALTCS family caregiver need?

You do not need to be a nurse, CNA, or licensed aide, but AHCCCS does require every direct care worker — including family members — to meet baseline standards. That means current CPR and first aid certification, a criminal background/fingerprint check, and completing AHCCCS-approved direct care worker training. There is a meaningful break for relatives: a direct care worker who provides care only to their own family member is exempt from the Level II “specialized” training modules, so the requirement is lighter than for an agency worker serving strangers. Caregivers also have to use Electronic Visit Verification (EVV) to clock in and out of each visit, and a caregiver may need a little extra task-specific training for a member’s particular needs. If you’re going the Self-Directed Attendant Care route, the member (as employer) also completes a short orientation about their responsibilities. None of this involves a clinical exam — it’s designed to be achievable for ordinary family members.

What is the difference between Self-Directed Attendant Care and Agency with Choice?

They are the two “member-directed” ways to run your ALTCS attendant care, and the difference is who legally employs the caregiver. Under Self-Directed Attendant Care (SDAC), the member (or their legal guardian) is the employer: you recruit, hire, schedule, supervise, and can dismiss your own caregiver, including a relative. A Fiscal Employer Agent handles payroll, tax withholding, and paychecks so you don’t have to. SDAC gives you the most control, but a spouse cannot be paid under it, and parents of minor children can’t serve as the paid worker. Under Agency with Choice, a licensed home-care agency and the member share employer duties — you still choose your caregiver, but the agency formally employs them, handles payroll, and provides backup coverage if your caregiver is sick. Agency with Choice is the model a spouse must use to be paid, and it’s often a good fit for families who want the agency’s administrative support and a built-in substitute caregiver.

Can I get paid to care for my parent if I live with them?

Yes. There is no rule against living in the same home as the ALTCS member you care for — in fact, many adult-child caregivers already live with an aging parent, and that continuity is exactly what the program is meant to support. The attendant care benefit that pays family members is only available to members who live in their own home (as opposed to a nursing facility), so a live-in arrangement fits naturally. What matters is that the care you provide is medically necessary, authorized by the ALTCS case manager, and logged through Electronic Visit Verification. As an adult child (rather than a spouse), you are not subject to the 40-hour weekly cap, so if your parent’s assessment supports more hours, you can be authorized for more. You would enroll as your parent’s direct care worker under Self-Directed Attendant Care or through an Agency with Choice, complete the standard onboarding, and get paid for the hours in the care plan.

Does being an ALTCS caregiver affect the member’s other Medicaid benefits?

No. Enrolling a family member as a paid attendant care worker does not reduce or replace any of the ALTCS member’s other benefits. The member keeps their full AHCCCS/ALTCS package — doctor visits, hospital care, prescriptions, durable medical equipment, therapies, and the rest of their home and community-based services such as respite care, home-delivered meals, and non-emergency transportation. Paid family caregiving is simply one covered service within the plan, authorized alongside everything else. Choosing to have a spouse or parent provide attendant care also does not preclude the member from receiving other medically necessary, cost-effective services. If the member is dually eligible for Medicare and Medicaid, Medicare keeps covering acute care while ALTCS covers the long-term supports — the two coordinate without interfering. The caregiver’s wages are earned income for the caregiver, but they don’t count against the member, since eligibility is based on the member’s own income and assets.

See also: Arizona caregiver guide

For all the ways to get paid to care for a family member in Arizona — including ALTCS, VA programs, long-term care insurance, and more — read the full Arizona guide.