What is the Community Choices Waiver self-directed option?
The Community Choices (CC) Waiver is a South Carolina Healthy Connections Medicaid home and community-based services (HCBS) waiver run by the SCDHHS Community Long Term Care (CLTC) division. It is designed for people who qualify for a nursing-facility level of care but want to stay in their own home. Instead of moving into a facility, the member receives services such as attendant care, companion care, adult day health care, home-delivered meals, personal emergency response systems, and home modifications.
Historically, CC waiver services were delivered by licensed home care agencies that hired and assigned the aide. Effective July 1, 2025, SCDHHS added a self-directed Attendant Care option. Under self-direction, the participant (or an appointed "employer of record," often a close family member) recruits, hires, schedules, trains, and supervises their own caregiver. This is the pathway that lets a family member be paid for care they may already be providing for free.
Attendant Care is defined by SCDHHS as hands-on care of both a supportive and health-related nature -- help with bathing, dressing, eating, grooming, toileting, transferring and mobility, plus meal preparation, light housekeeping in the participant's living areas, shopping and essential errands, medication reminders, and escorting the participant to covered medical services. With a physician, nurse practitioner, or physician assistant sign-off, an approved attendant may also perform certain "health maintenance" skilled tasks the participant could do themselves if able.
Self-directed Attendant Care is not administered by an agency that supervises the aide. Instead, the University of South Carolina Center for Disability Resources (USC-CDR) matches and helps train the attendant, a Community Long Term Care case manager authorizes the hours, and a financial management services (FMS) agency -- the fiscal intermediary contracted by SCDHHS -- enrolls the caregiver and processes payroll and taxes. The participant stays in charge of who provides the care and when.
Community Choices Waiver eligibility requirements
To use the Community Choices Waiver (and its self-directed Attendant Care option), the person receiving care must meet both a medical test and a financial test for South Carolina Healthy Connections Medicaid. The caregiver does not have to meet income or asset limits -- only the member does. These figures change annually; confirm current limits with SCDHHS.
Who can -- and cannot -- be paid under self-directed Attendant Care
South Carolina's self-directed Attendant Care rule is unusually open about family. Under the SCDHHS HCBS Provider Manual (effective July 1, 2025), an attendant may be related to the participant within the limits of the South Carolina Family Caregiver Policy. Because the Community Choices Waiver serves adults, the manual's exclusions -- which target parents, stepparents, and foster parents of minor children -- generally do not bar a family caregiver here. Notably, a spouse can be paid for Attendant Care, though not for Companion Care.
- A spouse -- for Attendant Care specifically (spouses are excluded only from Companion Care)
- Adult children (18 or older) of the participant
- Siblings, grandchildren, nieces, nephews, aunts, uncles, and in-laws
- Other relatives allowed under the South Carolina Family Caregiver Policy
- Friends, neighbors, or trusted community members who meet the attendant qualifications
- A person who is legally responsible for using their own assets to pay for the participant's care (a "legally responsible adult")
- A parent, stepparent, or foster parent of a minor Medicaid participant (relevant to other waivers, not the adult CC waiver)
- Anyone under 18 years old
- Anyone with a disqualifying background-check result (abuse/neglect/exploitation, a crime against another person, any felony, or public-assistance fraud)
- A spouse hired specifically for Companion Care (spouses may still be paid for Attendant Care)
Community Choices Waiver pay, hours, and overtime
Pay is funded by South Carolina Medicaid and set by SCDHHS. The caregiver is paid as a W-2 employee through the financial management services (fiscal intermediary) agency, which withholds taxes. Hours are based on the participant's assessed needs, not on a flat allowance.
Hourly pay
South Carolina publishes fixed CLTC waiver rates rather than letting families negotiate a wage freely. Self-directed Attendant Care has historically been set at $16.20 per hour, with self-directed Companion Care lower (around $12.80 per hour) and agency Personal Care II higher (around $19.40 per hour) under recent SCDHHS rate schedules. In practice most self-directed caregivers land in roughly the $13 to $18 per hour range depending on the service and any rate updates. Because SCDHHS periodically raises HCBS rates, confirm the current self-directed Attendant Care rate with SCDHHS or the fiscal intermediary before you rely on a figure.
Hours and scheduling
Weekly hours come from the CLTC case manager's assessment and are written into the participant's Service Plan, authorized in one-hour units. A single self-directed attendant is generally capped at 40 hours per week. If the participant is approved for more than 40 hours, a second attendant (another family member or an agency aide) covers the remaining hours. If an attendant serves more than one participant, the plan tries to keep their combined hours at or under 40 per week.
Overtime rules
Because South Carolina structures self-directed Attendant Care around a 40-hour-per-week cap per attendant, the program is designed to avoid routine overtime -- extra approved hours are typically covered by adding a second caregiver rather than paying one caregiver overtime. Federal Fair Labor Standards Act protections still apply to home care workers, so ask the fiscal intermediary how any hours over 40 in a workweek are handled before scheduling them.
How to apply for the Community Choices Waiver in South Carolina
- Contact SCDHHS Healthy Connections to start the process. Call (888) 549-0820 or reach your local Community Long Term Care (CLTC) office to say you want to apply for the Community Choices Waiver and are interested in self-directed care.
- Complete the Medicaid long-term-care application and financial paperwork.
- Application for Nursing Home, Residential or In-Home Care (FM 3401)
- Additional Information for Nursing Home and In-Home Care (FM 3400-B)
- Proof of income, assets, South Carolina residency, and identification
- Have the level-of-care assessment completed. A CLTC nurse or case manager evaluates whether the member meets nursing-facility level of care and, if so, determines the authorized attendant care hours and writes the Service Plan.
- Choose self-direction and identify your caregiver. Tell your case manager you want the self-directed Attendant Care option, then name the family member, relative, or friend you want to hire (including a spouse for Attendant Care).
- Get your caregiver enrolled, screened, and matched. The University of South Carolina Center for Disability Resources (USC-CDR) nurse manages the match and helps with training.
- Background check (with fingerprinting) and confirmation the caregiver is 18+
- Tuberculosis (TB) screening before Medicaid provider enrollment, plus an annual TB risk assessment
- Electronic Visit Verification (EVV) and billing training
- Enrollment paperwork and tax forms with the financial management services (fiscal intermediary) agency
- Start care, log hours, and get paid. Once services are authorized, the caregiver clocks in and out at the participant's home through EVV; the fiscal intermediary processes payroll (commonly twice a month by direct deposit). Reassessments are done periodically to renew the plan and adjust hours.
Community Choices Waiver South Carolina frequently asked questions
Can my spouse be paid to care for me under the Community Choices Waiver?
Yes -- for Attendant Care. This is one of the notable features of South Carolina's self-directed option that launched July 1, 2025. Under the SCDHHS HCBS Provider Manual, the family members who cannot be a paid attendant are parents, stepparents, and foster parents of a minor Medicaid participant, and any "legally responsible adult" who is obligated to use their own assets for the participant's care. A spouse of an adult participant is not on that exclusion list for Attendant Care, so a husband or wife can generally be hired and paid as the self-directed attendant. The one caveat: spouses are specifically excluded from being paid for Companion Care, so the spouse route works through Attendant Care, not Companion Care. Because this is a newer policy and the wording matters, confirm your exact situation with SCDHHS at (888) 549-0820 before you rely on it.
How much does the Community Choices Waiver pay a caregiver in 2026?
South Carolina sets fixed rates for CLTC waiver services rather than letting families negotiate freely. Under recent SCDHHS rate schedules, self-directed Attendant Care has been set around $16.20 per hour, self-directed Companion Care around $12.80 per hour, and agency Personal Care II around $19.40 per hour. Most self-directed caregivers therefore fall in roughly the $13 to $18 per hour range depending on the specific service and the participant's plan. SCDHHS has raised HCBS rates several times in recent years, so the current 2026 number may be a bit higher than the figures published in older bulletins. The caregiver is paid as a W-2 employee through the financial management services (fiscal intermediary) agency, so federal and state taxes, Social Security, and Medicare are withheld. Always confirm the current self-directed Attendant Care rate with SCDHHS or the fiscal intermediary before counting on a specific wage.
How long does it take to get approved?
Plan for roughly one to three months, and sometimes longer. Federal law gives the state up to 45 days to approve or deny a Medicaid long-term-care application, but the full timeline also depends on how quickly the level-of-care assessment is scheduled, how fast you return paperwork, and whether a waiver slot is available. The Community Choices Waiver is not an open-ended entitlement -- it runs within a capped number of slots each year -- so there can be a waitlist even after you medically qualify. Once you are approved and choose self-direction, there is additional lead time to get your caregiver enrolled: a background check with fingerprinting, a tuberculosis screening, EVV and billing training, and enrollment with the fiscal intermediary. You can shorten the wait by gathering documents early: proof of income and assets, South Carolina residency, identification, and any medical records that support the need for hands-on care.
What training does the caregiver need?
You do not need to be a Certified Nursing Assistant, Home Health Aide, or licensed nurse to be a self-directed attendant. The core requirements are practical: the attendant must be at least 18, able to read, write, and communicate with the participant or employer of record, physically able to help with activities of daily living, and free of disqualifying convictions. Before starting, the attendant completes Electronic Visit Verification (EVV) and billing training through the SCDHHS area office and a tuberculosis screening, and must submit an annual TB risk assessment to stay enrolled. A University of South Carolina Center for Disability Resources (USC-CDR) nurse handles the caregiver "match" and can identify and help arrange any participant-specific training that a particular case requires -- for example, if the participant needs a skilled health-maintenance task performed. This keeps the door open for family members who have been informally caregiving for years but hold no clinical certification.
What is the difference between Attendant Care and Companion Care?
Both can be self-directed under the Community Choices Waiver, but they cover different things and have different family rules. Attendant Care is hands-on care of a supportive and health-related nature: help with bathing, dressing, eating, grooming, toileting, transferring and mobility, plus meal preparation, light housekeeping in the participant's living areas, shopping and errands, medication reminders, and escorting to covered medical services. With a prescriber's sign-off it can even include certain skilled "health maintenance" tasks. Companion Care is non-hands-on supervision and socialization for a participant who mainly needs someone present for safety and company. The most important practical difference for families: a spouse may be paid for Attendant Care but is excluded from paid Companion Care. Companion Care self-directed rates are also lower than Attendant Care. If you want a spouse to be the paid caregiver, Attendant Care is the route.
Who runs the program and handles the paychecks?
Several entities share the work so that no single agency both employs and supervises your caregiver. SCDHHS Community Long Term Care (CLTC) operates the Community Choices Waiver: a CLTC case manager assesses eligibility, authorizes your hours, and writes the Service Plan. The University of South Carolina Center for Disability Resources (USC-CDR) provides the nurse who matches the attendant to the participant and helps with training and TB oversight. A financial management services (FMS) agency -- the fiscal intermediary contracted by SCDHHS -- enrolls your caregiver as a Medicaid provider, collects the tax and employment paperwork, runs payroll, and issues payment (commonly by direct deposit about twice a month). The participant or their designated employer of record stays responsible for the day-to-day direction: choosing the caregiver, setting the schedule, and supervising the care. Contact SCDHHS at (888) 549-0820 for the current fiscal intermediary assigned to your case.
How many hours can a family caregiver work each week?
The number of hours comes from the participant's assessed needs, which the CLTC case manager writes into the Service Plan and authorizes in one-hour units. A single self-directed attendant is generally limited to 40 hours per week. If the participant is approved for more than 40 hours of care, the plan brings in a second attendant -- either another family member or an aide from an in-home agency -- to cover the additional hours. If one attendant provides care for more than one participant, the program tries to keep their combined hours at or under 40 per week as well. This structure is deliberate: it spreads care across more than one person for higher-need participants and keeps the program away from routine overtime. If your family expects to need more than 40 hours a week of paid care, plan early with your case manager for a second approved caregiver.
Will being paid as a caregiver affect the member's other Medicaid benefits?
No. Choosing the self-directed Attendant Care option does not change the participant's eligibility for the rest of their South Carolina Healthy Connections Medicaid benefits -- doctor visits, hospital care, prescriptions, and other covered services continue as usual. Self-directed Attendant Care is one specific waiver service that sits alongside the participant's broader Medicaid coverage. The wages paid to the caregiver are the caregiver's income, not the participant's, so they do not count against the participant's Medicaid income limit. Caregivers should keep in mind that their own pay is taxable W-2 income and could interact with other benefits they personally receive, such as SNAP or certain need-based programs -- it is worth checking with a tax professional or benefits counselor about a caregiver's individual situation. For questions about how the waiver interacts with the member's Medicaid coverage, call SCDHHS Healthy Connections at (888) 549-0820.
See also: South Carolina caregiver guide
For all the ways to get paid to care for a family member in South Carolina — including Community Choices, VA programs, long-term care insurance, and more — read the full South Carolina guide.