What is KanCare HCBS self-directed care?
KanCare is the name of the Kansas Medicaid program, run through three managed care organizations. Within KanCare, the Home & Community Based Services (HCBS) waivers pay for long-term care in a person's own home instead of a nursing facility. Two of these waivers - the Frail Elderly (FE) waiver for adults 65 and older, and the Physical Disability (PD) waiver for adults with a disability - cover attendant care and offer a "self-direction" option that lets the member employ a caregiver of their own choosing, including most family members.
Self-direction is the key to getting paid as a family caregiver in Kansas. When a member self-directs, they (or their designated decision-maker) take on the role of employer: they choose the worker, train them on the specific tasks they need, set the schedule, and can dismiss the worker if it is not working out. Kansas has protected this right in state law since 1989 - anyone 16 or older who receives personal care services has the right to choose whether to self-direct and to choose their own attendant.
On the Frail Elderly waiver, Attendant Care Services is the only service that can be self-directed, so that is the service used to pay a relative. On the Physical Disability waiver, personal care services (and certain related supports) can be self-directed. In both cases the worker helps with activities of daily living - bathing, dressing, transferring, toileting, eating, meal preparation, and light housekeeping - and does not need any clinical certification.
Because the member is the legal employer, Kansas uses a Financial Management Services (FMS) provider to handle the back-office work. The FMS provider helps the member obtain a Federal Employer Identification Number (FEIN), processes the worker's timesheets and paychecks, withholds taxes, and keeps the arrangement compliant with Medicaid and IRS rules. The FMS provider does not choose the worker or supervise the care - those decisions stay with the member.
KanCare HCBS eligibility requirements
To use self-directed attendant care, the person receiving care must qualify for Kansas Medicaid (KanCare) and for one of the HCBS waivers. Eligibility is based on the member's finances and care needs - the caregiver does not have to meet income or asset limits.
Who can - and cannot - be paid as the attendant
Kansas self-direction is designed to let members hire people they already know and trust, including most family members. But Kansas rules specifically exclude a spouse and anyone acting as the member's legal representative from being the paid worker.
- Adult children (18+) of the member
- Parents of an adult member
- Siblings, grandchildren, nieces, nephews, aunts, uncles, and cousins
- In-laws, step-relatives, and other relatives by marriage (other than the spouse)
- Close friends, neighbors, or members of the member's faith community
- Any qualified individual the member chooses, hires, and trains
- The member's spouse (excluded from being the paid self-directed worker under Kansas rules)
- A person appointed to represent the member: a guardian or conservator
- A person acting under an activated durable power of attorney, or otherwise "acting on behalf of" the member
- Anyone the member cannot reliably supervise, train, and direct
KanCare HCBS pay, hours, and overtime
Pay for a self-directed attendant comes from the Medicaid attendant care rate set for the waiver, and the number of authorized hours is based on the member's assessed needs. Rates are billed in 15-minute units and are updated each state fiscal year (which begins July 1).
Hourly pay
Kansas self-directed attendant care generally pays in the range of about $12 to $16 per hour in 2025-2026, depending on the waiver, the managed care organization, and how the member and their Financial Management Services provider structure wages within the Medicaid rate. HCBS rates increased for state fiscal year 2026 (effective July 1, 2025). Because the member is the legal employer and the FMS provider runs payroll, the worker is paid as a W-2 employee with federal and state taxes withheld. Confirm the exact current wage with your MCO and FMS provider, since the amount available per hour follows the Medicaid rate and the member's approved plan.
Hours and scheduling
There is no single fixed number of hours - the total is set by the member's functional assessment and written plan of care. A member with moderate needs may be authorized for a limited number of attendant hours each week, while someone with heavy daily needs may receive substantially more. The member can split the authorized hours across more than one worker (for example, two adult children sharing the week).
Overtime rules
Federal Fair Labor Standards Act rules apply to home care workers, so a worker who exceeds 40 hours in a single workweek for one member is generally owed overtime at 1.5x their regular rate. Because Medicaid funds a set number of hours, many families schedule two workers to cover a heavy plan of care and avoid triggering overtime. Your FMS provider can explain how overtime is handled under your plan.
How to apply for KanCare HCBS self-directed care in Kansas
- Apply for KanCare (Kansas Medicaid) if the person receiving care is not already enrolled. You can apply online through the KanCare consumer self-service portal, or by phone at 1-800-792-4884. Ask for the Elderly and Persons with Disabilities application and check the HCBS box.
- Contact your local Aging and Disability Resource Center (ADRC) to request a functional assessment and the right waiver.
- Call the ADRC at 1-855-200-2372 (1-855-200-ADRC)
- Ask for the Frail Elderly (FE) waiver if the person is 65+, or the Physical Disability (PD) waiver for a younger adult with a disability
- A functional assessment (FAI) will determine nursing-facility level of care and the hours of attendant care authorized
- Choose your KanCare managed care organization (MCO). KanCare members receive services through Sunflower Health Plan, UnitedHealthcare Community Plan, or Healthy Blue. Your MCO care coordinator helps set up the plan of care and the HCBS services.
- Tell your care coordinator you want to self-direct your attendant care. Self-direction is what lets you hire a family member or friend instead of using a traditional agency. Attendant Care is the self-directable service on the FE waiver; personal care is self-directable on the PD waiver.
- Choose a Financial Management Services (FMS) provider and enroll your worker.
- The FMS provider helps you get a Federal Employer Identification Number (FEIN) so you are the legal employer
- Your chosen worker completes hiring paperwork (I-9, W-4, background check, and any required screenings)
- Remember the worker cannot be your spouse or your legal representative
- Submit timesheets and reassess each year. Once your worker starts, you approve their hours each pay period and the FMS provider issues paychecks. Your waiver and plan of care are reviewed at least once a year, with another assessment to confirm continued eligibility and adjust hours if needs change. Questions along the way can go to the KanCare Ombudsman at 1-855-643-8180.
KanCare HCBS Kansas frequently asked questions
Can my spouse be paid to care for me through KanCare HCBS?
No. Under Kansas self-direction rules, the paid attendant care worker cannot be the member's spouse. The same exclusion applies to anyone acting as the member's legal representative - a guardian, a conservator, or someone with an activated durable power of attorney "acting on behalf of" the member. Kansas treats spousal caregiving as an expected family responsibility, so waiver dollars are reserved for other workers. The good news is that nearly everyone else the member trusts can be hired and paid: adult children, parents, siblings, grandchildren, other relatives, and friends. Narrow, case-by-case exceptions have existed in unusual circumstances and during temporary federal flexibilities, so if paying a spouse is essential, ask your MCO care coordinator or the ADRC (1-855-200-2372) whether any current exception applies to your situation. If the person needing care is a veteran, the VA Veteran-Directed Care program may allow a spouse to be paid instead.
How much does KanCare HCBS self-directed care pay in 2026?
Self-directed attendant care in Kansas generally pays in the range of about $12 to $16 per hour in 2025-2026, though the exact wage depends on the waiver, your managed care organization, and how you and your Financial Management Services (FMS) provider set wages within the Medicaid rate. Kansas HCBS rates increased for state fiscal year 2026, which began July 1, 2025, and services are billed in 15-minute units. Because you (the member) are the legal employer, your worker is paid as a W-2 employee with federal and state taxes withheld from each paycheck. The total dollars available follow the Medicaid attendant care rate and the number of hours in your approved plan of care, so the best way to learn the precise current wage is to ask your MCO care coordinator and your chosen FMS provider before your worker starts.
How long does it take to get approved?
Plan for roughly two to three months from start to finish, and sometimes longer. The Kansas Medicaid (KanCare) financial application itself can take up to about 45 to 90 days to process, and the functional assessment that determines your waiver eligibility and hours is a separate step scheduled through your local Aging and Disability Resource Center. Once you are approved for the waiver, choosing a managed care organization, setting up self-direction, selecting a Financial Management Services provider, and completing your worker's hiring paperwork usually adds a few more weeks. You can speed things up by gathering documents early: proof of Kansas residency, identification, Social Security numbers, and proof of income and assets. Starting the KanCare application (1-800-792-4884) and the ADRC assessment request (1-855-200-2372) at the same time helps the two tracks move in parallel.
What training does the caregiver need?
One of the biggest advantages of self-direction is that no formal certification is required. Your worker does not need to be a Certified Nursing Assistant (CNA), Home Health Aide (HHA), or any other licensed professional. As the member (or designated decision-maker), you are responsible for choosing, training, monitoring, and - if needed - dismissing your own worker, so you train them on exactly the tasks you need help with. There are some basic onboarding steps handled through your Financial Management Services provider: employment eligibility paperwork (I-9 and W-4), a background check, and any health or abuse-reporting requirements your MCO applies. But there is no clinical skills exam. This is what makes Kansas self-direction so welcoming to family members who have quietly been providing care for years and now want to be paid for that work.
What is the difference between the Frail Elderly and Physical Disability waivers?
Both are KanCare HCBS waivers that pay for home care and both allow self-direction, but they serve different groups. The Frail Elderly (FE) waiver is for adults age 65 and older who need a nursing-facility level of care. On the FE waiver, Attendant Care Services is the specific service that can be self-directed, so that is the one used to pay a family member. The Physical Disability (PD) waiver is for adults roughly age 16 to 64 who have a qualifying disability; personal care services and certain related supports can be self-directed on the PD waiver. Adults who joined the PD waiver before turning 65 can stay on it. Both use the same nursing-facility level-of-care standard, the same 2026 income and asset rules, and the same Financial Management Services model. Your local ADRC (1-855-200-2372) will help determine which waiver fits.
Who is the employer - me or the state?
When you self-direct, you (the member) are the legal employer of your attendant care worker, not the state and not an agency. That is why Kansas uses the Financial Management Services (FMS) model: your FMS provider helps you obtain a Federal Employer Identification Number (FEIN) and then acts as your bookkeeper. The FMS provider processes your worker's timesheets, issues paychecks, withholds and files payroll taxes, and keeps the arrangement compliant with Medicaid and IRS rules. What the FMS provider does not do is choose your worker, set their schedule, or supervise the care - all of that stays with you. This division is what gives self-direction its flexibility: you keep full control over who provides your care and how, while the paperwork and payroll burden is handled for you. If you would rather not be the employer, a traditional Medicaid home care agency is the alternative.
Can one caregiver help more than one person, or can I use more than one caregiver?
Yes to both. You can split your authorized attendant care hours across more than one worker - for example, two adult children each covering part of the week - which many families do to share the load and to keep any single worker under 40 hours a week. And a worker can generally provide care for more than one Medicaid member, with each member being a separate employment arrangement through the Financial Management Services provider. Federal overtime rules are calculated per employer, but joint-employer situations can sometimes apply, so if a worker will serve multiple members, ask your FMS provider how hours and overtime will be counted. The number of hours you personally can authorize is set by your functional assessment and plan of care, not by how many workers you use.
Does using an HCBS waiver change the member's other KanCare benefits?
No. Enrolling in an HCBS waiver and self-directing your attendant care does not reduce or replace the member's other KanCare benefits. You keep your regular Medicaid coverage - doctor visits, hospital care, prescriptions, durable medical equipment, and other covered services - and the HCBS waiver simply adds the home and community-based long-term care on top. If the member is also on Medicare (dually eligible), Medicare continues to cover acute care such as hospital stays and short-term skilled home health, while the KanCare waiver covers the ongoing personal attendant care. The waiver is delivered through your chosen managed care organization, which coordinates all of these benefits together. Enrolling to pay a family caregiver does not put the member's other coverage at risk.
See also: Kansas caregiver guide
For all the ways to get paid to care for a family member in Kansas — including KanCare HCBS, VA programs, long-term care insurance, and more — read the full Kansas guide.