Nevada Medicaid program

Nevada Personal Care Services: Get Paid To Care For A Family Member

Updated

Nevada Medicaid Personal Care Services (PCS) can be self-directed, meaning the Medicaid member chooses and manages their own caregiver. An adult child, relative, or trusted friend can be hired and paid through an Intermediary Service Organization (ISO).

What is Nevada self-directed PCS?

Personal Care Services (PCS) is a Nevada Medicaid benefit that pays for help with everyday tasks - Activities of Daily Living (ADLs) like bathing, dressing, transferring, toileting, and eating, and Instrumental Activities of Daily Living (IADLs) like light housekeeping, laundry, meal preparation, and shopping. PCS is a Medicaid entitlement, which means anyone who qualifies is served; unlike Nevada's home and community based waivers, there is no fixed number of slots and no long waitlist.

PCS can be delivered two ways. In the traditional model, a licensed personal care agency assigns one of its own aides to you. In the self-directed model, the Medicaid member (or their representative) becomes the "managing employer" and chooses their own caregiver - including most family members and friends. This is the version that lets you pay someone you already trust to do the caregiving you may already be doing for free.

Self-directed PCS runs through an Intermediary Service Organization (ISO). The ISO is the legal employer of record: it runs the background check, sets up the caregiver on payroll, withholds federal and state taxes, provides workers' compensation, and issues paychecks. The member still makes every care decision - who is hired, when they work, and what they do. Nevada ISOs include Consumer Direct Care Network Nevada and FreedomCare, among others; your case manager can provide the current approved list.

A separate, more limited path exists for medically complex members who need skilled nursing tasks. Under Nevada's self-directed skilled option (created by Technical Bulletin 23-002 in December 2023), an unlicensed family caregiver can be trained and paid to perform certain skilled services, also through an ISO, after a physician certifies their competence on Form FA-24 C. Most families, however, use standard non-skilled PCS described on this page.

Nevada PCS eligibility requirements

To receive self-directed Personal Care Services, the person needing care must qualify for Nevada Medicaid and show a functional need for hands-on help. The caregiver does not have to meet any income or asset test - only the Medicaid member does.

Nevada Medicaid enrollment (MAABD)
The person receiving care must be enrolled in Nevada Medicaid, typically through the aged, blind, and disabled (MAABD) category. If not yet enrolled, apply first through the Access Nevada portal or a local Division of Welfare and Supportive Services (DWSS) office.
Nevada residency and age
The member must be a Nevada resident, and care must be provided in the member's Nevada home. Members are generally age 18 or older (or an emancipated minor); care for children can be arranged through the Katie Beckett option or a waiver case manager.
Functional need for ADL/IADL help
A functional assessment must confirm a medically necessary need for hands-on help - commonly assistance with at least two ADLs, or one ADL plus one IADL. A diagnosis alone is not enough; the need for personal care must be documented.
Functional Assessment Service Plan (FASP)
A licensed occupational therapist or physical therapist completes an in-home Functional Assessment Service Plan (FASP). The FASP is the prior authorization that sets how many hours (units) of personal care are approved each week.
Ability to self-direct (or a representative)
To use the self-directed option, the member must be able to make their own care decisions, or appoint a representative to direct care on their behalf. Note: a person who is legally responsible for the member cannot both direct the care and be the paid aide.
2026 Medicaid income and asset limits
For long-term-care/ABD Medicaid in 2026, a single applicant generally must have income at or below roughly $994/month (100% of the Federal Benefit Rate) and countable assets at or below $2,000. Limits differ for married couples and can change; some members qualify through other Medicaid pathways with higher thresholds.

Who can - and cannot - be paid through Nevada PCS

Self-directed PCS lets the Medicaid member hire the caregiver of their choice, but Nevada excludes anyone who is a "legally responsible individual" for the member. That exclusion is the single most important rule to understand.

✓ Who CAN be paid
  • Adult children (18 or older) of the member
  • Siblings, grandchildren, nieces, nephews, aunts, uncles, and cousins
  • In-laws and other relatives by marriage who are not the spouse
  • Adult grandparents, step-relatives, and half-siblings
  • Close friends, neighbors, or members of your faith community
  • A parent, if the member is an adult (21 or older) child
✕ Who CANNOT be paid
  • The member's spouse (spouses are legally responsible individuals)
  • The member's legal guardian
  • A parent of a member who is a minor child
  • A representative who directs the member's care and also wants to be the paid aide (one person cannot do both)

Nevada PCS pay, hours, and overtime

Nevada sets a legal wage floor for paid personal care workers, and the number of approved hours depends on the member's assessed needs. Exact pay is set by the ISO and can vary by ZIP code and the caregiver's experience.

Hourly pay

Under Senate Bill 511 (2023 session), effective January 1, 2024, Nevada Medicaid pays personal care providers a $25 per hour reimbursement rate on the condition that at least $16 per hour is paid as wages to the direct care worker. In practice, most self-directed PCS caregivers earn about $16 to $18 per hour in 2026 - for example, FreedomCare advertises a $16 base rate, and some ISOs pay up to around $17-$18 depending on ZIP code, demand, and caregiver experience. Caregivers are W-2 employees of the ISO, so federal and state taxes are withheld and workers' compensation is provided.

Hours and scheduling

Approved hours come from the FASP assessment and reflect how much help the member actually needs. Many members are authorized somewhere in the range of 10 to 40 hours per week; higher needs can mean more. Hours can be split among more than one caregiver - for example, two adult children sharing the week - as long as the total stays within the authorized amount.

Overtime rules

Federal Fair Labor Standards Act rules apply: a caregiver who works more than 40 hours in a single workweek is generally owed overtime at 1.5x their base rate. FreedomCare, for instance, lists a $24 per hour overtime rate against its $16 base. Because Medicaid authorizes a fixed number of hours, many families schedule two caregivers to cover the plan without triggering overtime.

How to apply for self-directed PCS in Nevada

  1. Confirm or apply for Nevada Medicaid. If the member is not yet enrolled, apply online through Access Nevada or at a local Division of Welfare and Supportive Services (DWSS) office. Personal care requires active Medicaid coverage.
  2. Request a Personal Care Services assessment. If the member already has Medicaid, call to request a PCS evaluation.
    • Nevada Medicaid recipient help line: 800-525-2395
    • Members in a managed care plan (Molina, Anthem, SilverSummit, Health Plan of Nevada) should call their plan's member services
    • Ask for a Personal Care Services / self-directed PCS assessment
  3. Complete the in-home Functional Assessment Service Plan (FASP). A licensed OT or PT visits the home to document ADL/IADL needs and authorize a number of weekly hours.
  4. Choose an Intermediary Service Organization (ISO) and elect self-direction. Your case manager can provide the current approved ISO list.
    • Consumer Direct Care Network Nevada: 877-786-4999
    • FreedomCare Nevada: 844-903-0601
    • The ISO becomes the employer of record; the member stays the managing employer
  5. Enroll your caregiver with the ISO. The chosen caregiver (adult child, relative, or friend - not a spouse or legal guardian) completes onboarding.
    • Criminal background check
    • Federal I-9 employment verification and W-4 tax forms
    • Direct deposit setup and any required orientation
  6. Start care and submit time. The caregiver logs hours (often through Electronic Visit Verification), the member approves them, and the ISO runs payroll - typically on a set biweekly schedule.
  7. Reassess periodically. PCS authorizations are reviewed and renewed through a follow-up FASP to confirm continued need and adjust approved hours if the member's needs change.

Nevada PCS frequently asked questions

Can my spouse be paid to care for me through Nevada PCS?

No. Nevada excludes anyone who is a "legally responsible individual" from being a paid caregiver under self-directed Personal Care Services, and a spouse is legally responsible for their husband or wife. Legal guardians and parents of minor children are excluded for the same reason. This rule is confirmed by Nevada Medicaid guidance and Technical Bulletin 23-002. The good news is that almost everyone else can be paid - adult children, siblings, grandchildren, in-laws, cousins, friends, and neighbors all qualify. There is one narrow exception in Nevada: if your spouse is a licensed nurse and you are approved for home health or private duty nursing, that spouse can sometimes be hired and paid through a Home Health Agency. And if the member is a veteran, VA programs such as Veteran-Directed Care or the PCAFC caregiver stipend may pay a spouse.

How much does Nevada PCS pay a caregiver in 2026?

Nevada law sets a wage floor. Under Senate Bill 511 (2023), effective January 1, 2024, Medicaid reimburses personal care providers $25 per hour on the condition that at least $16 per hour goes to the direct care worker as wages. In practice, most self-directed PCS caregivers earn about $16 to $18 per hour in 2026. FreedomCare, for example, advertises a $16 base rate with a $24 overtime rate, and some Intermediary Service Organizations pay a bit more - up to roughly $17 to $18 per hour - based on ZIP code, local demand, and the caregiver's experience or training. Caregivers are W-2 employees of the ISO, so income taxes, Social Security, and Medicare are withheld, and the ISO provides workers' compensation coverage. Pay is usually deposited on a biweekly schedule.

How long does it take to get approved for Nevada PCS?

Plan on several weeks to a few months. If the member already has active Nevada Medicaid, the main steps are requesting the assessment, completing the in-home Functional Assessment Service Plan (FASP), choosing an Intermediary Service Organization, and enrolling the caregiver - which together commonly take a few weeks to a couple of months, depending on how quickly the assessment can be scheduled. If the member is not yet on Medicaid, add roughly 30 to 90 days for that application to be processed first. Nevada Medicaid itself notes the overall process can take up to three months or even longer in some cases. You can speed things along by gathering documents early: proof of Nevada residency, identification, Social Security number, proof of income and assets, and any medical records that support the need for personal care.

What training does a Nevada PCS caregiver need?

For standard (non-skilled) personal care, no professional license or certification is required. You do not need to be a Certified Nursing Assistant (CNA) or Home Health Aide (HHA). The member trains the caregiver on their specific routine, and the Intermediary Service Organization handles a background check plus basic onboarding paperwork (I-9, W-4, direct deposit, and any orientation on reporting hours). A separate rule applies only if the member needs skilled nursing tasks: under Technical Bulletin 23-002, an unlicensed family caregiver providing skilled services must be certified as competent by a physician, physician assistant, or advanced practice registered nurse using Form FA-24 C before being paid through an ISO. Most families use non-skilled PCS, which carries no such clinical requirement.

Can I be paid to care for a family member who is on the Frail Elderly Waiver?

Not directly through the waiver itself. Nevada's Home and Community Based Waiver for the Frail Elderly (for members age 65 and older who need a nursing-facility level of care) does not offer a self-directed option, so you cannot hire yourself as a paid caregiver under that waiver alone. However, Personal Care Services is a separate Medicaid benefit that can be received at the same time as the Frail Elderly Waiver. So a family member can often be paid through self-directed PCS while the member also gets waiver services like case management, respite, adult day care, and home-delivered meals. If the member is a veteran, the ADSD-administered Veteran-Directed Care program is another route that can pay family caregivers.

What is an Intermediary Service Organization (ISO) and what does it do?

An Intermediary Service Organization is the company that acts as the legal employer of record for your self-directed care, while you (the Medicaid member) remain the "managing employer" who actually runs the show. The ISO handles the financial and administrative side: it runs the caregiver's background check, sets them up on payroll, withholds federal and state taxes, provides workers' compensation insurance, tracks approved hours (often through Electronic Visit Verification), and issues paychecks. What the ISO does not do is choose your caregiver, set the schedule, or supervise the care - all of that stays with you. Nevada's approved ISOs include Consumer Direct Care Network Nevada (877-786-4999) and FreedomCare (844-903-0601). Your case manager can give you the full current list so you can compare and pick one.

Can one caregiver work for more than one person, or can I split hours?

Yes to both. The hours authorized on the FASP belong to the member, and they can be divided among more than one caregiver - for example, two adult children each covering part of the week, or a relative during the day and a friend on weekends. This is also a common way to keep any single caregiver under 40 hours per week and avoid overtime. A caregiver can also work for more than one Medicaid member; each member is a separate authorization and a separate employment relationship through the ISO. Overtime is generally calculated per employer, so a caregiver working 25 hours for one person and 15 for another would not automatically hit overtime - but if hours pile up, ask the ISO how the Fair Labor Standards Act applies to your situation.

Does self-directing PCS change the member's other Medicaid benefits?

No. Choosing self-directed Personal Care Services does not affect the member's other Nevada Medicaid coverage. They keep their doctor visits, hospital care, prescriptions, durable medical equipment, and any waiver services they qualify for. PCS is one specific personal-care benefit that sits alongside the rest of the Medicaid package rather than replacing any of it. If the member is dually eligible for Medicare and Medicaid, Medicare continues to cover acute care such as hospital stays, physician visits, and short-term skilled home health, while Medicaid covers long-term personal care through PCS. The two programs coordinate without interfering with each other. Members in a Nevada Medicaid managed care plan should confirm PCS details with their plan, since the plan authorizes and coordinates the benefit.

See also: Nevada caregiver guide

For all the ways to get paid to care for a family member in Nevada — including Nevada PCS, VA programs, long-term care insurance, and more — read the full Nevada guide.